Discover Offers 5% Cash Back To Apple Pay Users

If you use Discover’s quarterly changing bonus categories properly, you can earn up to 5% cash back on your everyday purchases. You can earn market-beating returns without paying an annual fee by following a few simple steps.

When active, the Discover card offers 5% cash back on regular purchases made at a variety of stores, with a quarterly spending cap of $1,500. Additionally, automatically receive limitless 1% cash back on all other purchases.

Make Good Use Of Discover’s 5% Cashback Offer

Let us examine how to utilize Discover’s 5% cash-back categories to their full potential. You must activate the bonus categories each quarter in order to earn 5% instead of the regular 1% offered on all purchases. It is best to start using your cash-back rewards as soon as you can. That is because you only start earning the higher rate once you register. You will only receive 1% of the bonus if you do not activate it before completing a purchase. Fortunately, you still have time to sign up and receive the full bonus rate for the remaining weeks of the quarter. Late is better than never.

Choosing the proper season for your purchases is another smart method to spend money. When groceries are bonused, for instance, you may want to stock up on pantry essentials to get the most out of your rewards as many canned goods and paper products are long-lasting. On the other hand, you can also choose to purposefully postpone purchases. 

You must exercise caution when making purchases if you want to maximize bonus categories, particularly through more inventive strategies. This strategy only makes sense if you have the means to make full and timely credit card payments. If not, the fees and interest on your credit or debit card will cost much more than the cash back you receive.